Apps like FrontPay · checked October 2026
Six apps like FrontPay,
most of them cheaper.
The $100 FrontPay cash advance charges $9.99 a month for the smallest cap in its category. These six do the same job: a small advance against your next paycheck. Pick what matters and the table lights up the match.
Side by side.
Maximums are ceilings; new users start lower everywhere. Figures from each provider's site and NerdWallet / Finder reviews, April–October 2026. The FrontPay row is joinfrontpay.com, not us.
| App | Max advance | Monthly fee | Instant fee | Direct deposit | Best for | The catch |
|---|---|---|---|---|---|---|
| EarnIn | $1,000 / pay period $150 per day | $0 optional tips | $3.99–$5.99 | Yes · employer pay with timesheet or location | No membership at all | Daily cap; tips are prompted; not in Connecticut |
| Chime MyPay | $500 new users $50–$100 | $0 | 3% · $2–$5 | Yes · $200+ into a Chime account | Chime customers | Needs a Chime checking account and card |
| Dave | $500 from $25 | up to $5 + 5% per advance, $5 min | 1.5% to an outside card free to a Dave account | Recurring deposits; positive balance | Same shape as FrontPay, five times the cap | Must open a Dave account; the 5% fee makes $100 cost about what FrontPay does |
| Cleo | $250 first-timers $100 | $5.99 Cleo Plus | Yes, varies | Not strictly; bank history | Budgeting tools with the advance | Low cap; fee higher than Dave |
| Brigit | $500 ME $250 | $8.99–$15.99 | $0.99–$5.99 waived on Premium | Yes · 3 recurring from one source | Credit builder bundled | Most expensive membership here; 60-day account history |
| Varo Advance | $500 starts $20 | $0 | Flat fee by amount $0 on $20 | Yes · $800+/mo into Varo | A bank, FDIC-insured, BBB accredited | Needs a Varo account; repay in 30 days |
| FrontPay cash advance joinfrontpay.com | $100 often $15–$40 | $9.99 | $4.99 | Yes · 2–3 of $400+ | Nothing an app above doesn't do cheaper | Highest fee for the lowest cap; email-only support |
Three verdicts.
If you only read one section.
EarnIn, tipping $0
No membership, up to $1,000 a pay period ($150 a day), free delivery in 1–2 days. The only cost is the $3.99–$5.99 lightning fee if you can't wait. Needs employer pay you can verify.
Not in Connecticut.
Dave
Same shape: advance, small monthly fee, optional express. Membership is up to $5 and each advance carries a 5% fee ($5 minimum), so $100 costs roughly what FrontPay charges; the cap is $500 instead of $100. You open a Dave account, which is where the free instant delivery goes.
Express to an outside card costs 1.5%.
Chime MyPay or Varo
No monthly fee, up to $500, repaid from your next deposit. Only worth switching banks for if you were going to anyway; otherwise take whichever one you already have.
Both need qualifying deposits into their account.
Where every app stops.
Maximum you can get in one go, to scale. Past $500 the category runs out; that's where a loan with a fixed payment starts making sense.
Apps also want direct deposit; a FrontPay USA loan doesn't. Loans without direct deposit · When an app beats a loan, and when it doesn't
Alternatives questions
More in the full FAQ.